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Perspective: How Tokenization Reduces PCI Scope and Costs

Tim Horton at First Data discusses tokenization in the context of PCI. He notes, “We’ve talked a lot about how tokenization can reduce PCI scope. As discussions in the industry focus on the future of data security and PCI compliance, I want to revisit this topic using some thoughts from Rob McMillon at RSA for the foundation. Tokenization eliminates a merchant’s storage of actual cardholder data. From a merchant’s perspective, if the cardholder data is never stored, it’s far less likely to be stolen.”

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